The service has been released for over 15 Million customers of Oxigen Wallet and if you’re a customer, there is an offer waiting for you. All you have to do is go to the application on your phone and register with Visa. Once done, recharge your debit card with the desired amount from the wallet itself and use it for any transaction you want.
You can make one card for your own account and keep refilling it for multiple usages. Or, you can make one new card for every transaction.
The card is transferable to friends and family through the application itself. The benefit of having a virtual debit card as opposed to a wallet is simply that the card can be accepted at any merchant compatible with Visa, however the digital wallet is only acceptable on certain merchants.
Mobile wallet users are increasing day by day with various offers from Wallet companies and cashback and reward points, which are more enticing than using a credit or debit card. These cards are also easier to use since there is no physical presence of a card, thereby reducing overall fraud or misuse.
With the virtual debit card, Oxigen wants to make a mark in the industry and gain as much customers as possible to increase its customer base. While there are major advantages to the virtual card, Paytm and Freecharge could soon be upping their game with discounts and cashbacks currently missing on Oxigen Visa Prepaid.
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